Private Pay Rates

Graceful Mind Therapy is primarily a private-pay practice. Working outside of insurance allows for more privacy, more flexibility, and care shaped around you rather than around session limits. Insurance, EAP, and out-of-network options are outlined below.

Consultation Call

Complimentary · 15 minutes

A brief phone call to talk through what’s bringing you in and whether we’re the right fit.

Individual Psychotherapy Session

$175 · 45 minutes
$190 · 60 minutes

Ongoing individual sessions, offered online.

Initial Clinical Assessment

$190 · 60 minutes

Our first full session. We’ll explore what brought you here, the history behind it, and what you want from this work, so that what follows is built around you.

Immigration Evaluation

$1,000

Includes a clinical interview and a detailed written report, tailored to your case. See immigration evaluations for more information.

Payment, Insurance & Policies

Out-of-Network Clients

Superbills are available for clients who wish to seek out-of-network reimbursement, depending on their insurance plan’s benefits.

Clients are responsible for verifying out-of-network benefits directly with their insurance provider.

In-Network Plans

  • Aetna

  • Cigna

  • Optum (UnitedHealthcare / UMR)

The plans listed above are accepted at this time and are subject to change.

EAPs

  • Confide Enhanced EAP / Cigna EAP

  • Optum Live & Work Well EAP

  • Resources for Living EAP

EAP services are time-limited and subject to program authorization.

Payments

  • Payment is due at the beginning of each therapy session.

  • Clients are responsible for copays, deductibles, and any fees not covered by insurance.

  • Major credit and debit cards are accepted.

  • HSA and FSA cards may also be used.

Late Cancellation & No-Shows

  • Appointments canceled with at least 24 hours’ notice: no charge.

  • Appointments canceled with less than 24 hours’ notice or missed: $75 missed appointment fee. This fee is not billed to insurance.

Late Arrivals

  • Sessions end at their scheduled time.

  • Arrivals more than 15 minutes late are treated as a missed session, and the $75 fee applies.

Get in Touch

Choosing a therapist is a personal decision. If my approach resonates with you, I welcome the opportunity to connect.

A brief consultation offers space to ask questions, share what you’re navigating, and explore next steps together.

No Surprises Act Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item.

You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call Graceful Mind Therapy at 281-394-1161.